Individual Voluntary Arrangement (IVA) - The Debt Helpline

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Debt Solutions
IVA
About Us
- About Us
- FAQs
Contact Us

Debt Solutions
IVA
About Us
- About Us
- FAQs
Contact Us

Individual Voluntary Arrangement (IVA)

Wondering if an IVA could be the solution to control your debts?

Consolidate your debts into one plan
Write off all unaffordable debt
One affordable monthly debt repayment

Check if you qualify

May not be suitable for all, fees apply in solutions we offer and they may affect your credit file.

woman learning about a protected trust deed on the debt helplines website

What is an IVA?

Learn more about an IVA and if it could be the solution to get you debt free.

A lady studying an IVA on the debt helplines website

IVA Pros & Cons

Learn more about the Pros and Cons of an IVA

Man learning about a debt management programme on the debt helplines website

Check if you qualify for an IVA

Are you ready to check if you qualify for an IVA?

Individual Voluntary Arrangement (IVA)
Protected Trust Deed
Debt Consolidation

Individual Voluntary Arrangement (IVA)
Protected Trust Deed
Debt Consolidation

Have a question?

03333442015

Monday-Thursday: 9am – 7pm

Fridays: 9am – 5pm

We do not administer Debt Management Programmes or Debt Repayment Plans.

The Debt Helpline will solely handle all enquiries. For more information, please view our Privacy Policy.

We specialize in Individual Voluntary Arrangements (IVAs). We provide information about all debt solutions but do not offer advice.

To qualify for debt being written off via an IVA, you must have a minimum of £6,000 of qualifying unsecured debt owed to two or more creditors. A debt write-off amount of around 78% is realistic based on the average figures of IVA clients between June 2023 to June 2024.

The debt write-off amount for each customer differs depending on their circumstances and is subject to approval by their creditors. This amount is also subject to creditors’ approval before an IVA can commence.

To learn more about managing your money and getting free debt advice, visit Money Helper, an independent service set up to help people manage their money.

Calls are recorded for training and quality purposes. Calls to 0161 numbers from mobiles and landlines are charged at a local rate. Please check with your network provider for details on your call package.

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