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  • Debt Solutions
    • Individual Voluntary Arrangement (IVA)
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    • Debt Relief Order (DRO)
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  • IVA
    • What is an IVA?
    • IVA Pros & Cons
    • IVA Calculator
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  • Debt Solutions
    • Individual Voluntary Arrangement (IVA)
    • Protected Trust Deed
    • Bankruptcy
    • Debt Management Plan (DMP)
    • Debt Relief Order (DRO)
    • Debt Arrangement Scheme (DAS)
    • Breathing Space
    • Debt Consolidation
  • IVA
    • What is an IVA?
    • IVA Pros & Cons
    • IVA Calculator
  • About Us
    • About Us
    • FAQs
  • Contact Us

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The Debt Helpline Logo
  • Individual Voluntary Arrangement (IVA)
  • Protected Trust Deed
  • Debt Consolidation
  • Individual Voluntary Arrangement (IVA)
  • Protected Trust Deed
  • Debt Consolidation

Have a question?

  • 03333442015

Monday-Thursday: 9am – 7pm

Fridays: 9am – 5pm

We do not administer Debt Management Programmes or Debt Repayment Plans.

The Debt Helpline will solely handle all enquiries. For more information, please view our Privacy Policy.

We specialize in Individual Voluntary Arrangements (IVAs). We provide information about all debt solutions but do not offer advice.

To qualify for debt being written off via an IVA, you must have a minimum of £6,000 of qualifying unsecured debt owed to two or more creditors. A debt write-off amount of around 78% is realistic based on the average figures of IVA clients between June 2023 to June 2024.

The debt write-off amount for each customer differs depending on their circumstances and is subject to approval by their creditors. This amount is also subject to creditors’ approval before an IVA can commence.

To learn more about managing your money and getting free debt advice, visit Money Helper, an independent service set up to help people manage their money.

Calls are recorded for training and quality purposes. Calls to 0161 numbers from mobiles and landlines are charged at a local rate. Please check with your network provider for details on your call package.

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